About

Why Latch exists

This is what happened to my high school.

The quad at Palisades Charter High School on a clear day, with green trees and classroom buildings. — **Before.** Palisades Charter High School in August 2023.

Burned buildings and debris at Palisades Charter High School, seen through scorched palm fronds, with classroom buildings still standing behind. — **After.** The same campus in February 2025, a month after the Palisades fire. Photo: U.S. Army Corps of Engineers.

I grew up in Los Angeles and went to Palisades Charter High School. In January 2025, my family's home burned in the Palisades fire, and I watched my high school burn.

That sent me deep into how property insurance actually works, from single homes to apartment buildings, warehouses, and shopping centers. The same thing came up again and again: insurance is often the last, most confusing step before a closing, a renewal, or a rebuild, and owners spend too much time chasing answers.

I got licensed and started Latch to fix that: a brokerage where one licensed broker owns your account, every option is explained plainly, and your lender gets exactly what it needs.

Brandon Zakaria, Founder

How we work

One licensed broker owns your account from the first call to every renewal. We build our own software to handle the paperwork, so your broker's time goes to you.

How it works

Our name

A latch is the small piece of hardware that holds a door or gate shut. It's the moment your coverage clicks into place: the property is secured, and the closing can go ahead.

Licenses

Brandon Zakaria is licensed by the California Department of Insurance, license #4587203. You can check the license on the department's website.

Licenses and disclosures

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